Qonto is the digital financial solution for SMEs, founders and self-employed.
With a business account that can be applied for completely online in just a few minutes and TÜV-certified financial management tools for invoices, accounting and expense management, Qonto helps self-employed people and entrepreneurs to simplify their everyday financial life so they can focus on what's important - their business.
In doing so, Qonto builds especially on a user-friendly, digital and intuitive solution that makes financial processes more effective through the use of technologies and integrations with partners such as DATEV, lexoffice, SumUp & Co.
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Qontos features at a glance
Digital business account and cards
Open your all-in-one business account completely online in just a few minutes.
Mastercard cards, SEPA real-time transfers & direct debits included.
Simplify financial management thanks to sub-accounts, accounting integrations and individual account access.
Invoice management
Create and send your invoices in just a few clicks.
Track the current status of your invoices and get paid faster.
Manage all your vendor invoices in one place.
Team and expense management
Issue cards to your employees who can use them to pay independently.
Set individual payment limits and permissions for employees.
Manage budget for individual teams in designated sub-accounts.
Your employees can upload receipts themselves and receive reminders in case you forget.
Accounting and Reporting
Allocate receipts to the respective payments with just a few clicks.
Automate data entry and processing of supplier invoices.
Connect DATEV, lexoffice and many other accounting integrations directly to your Qonto account.
Qontos Mission
The idea for Qonto was born out of frustration: when Alex and Steve founded their first company, they felt thwarted by the services offered by traditional banks: too complicated, too time-consuming. They also lacked the financial management tools a modern business needs. So the two founders themselves developed the financial solution they had been looking for in vain as entrepreneurs - one that doesn't slow businesses down, but gives them more drive.
Our mission is clear: to provide the all-in-one financial solution that helps self-employed people and SMEs succeed. State-of-the-art technology with intuitive operation at transparent prices. Because entrepreneurs deserve a service that gives them energy. And does not rob.
We offer the financial solution of tomorrow. So that today's businesses can develop their full potential.
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